Insurance

Insurance: Multi-Agent Claims Platform

4.42/5.00

4.4

D

4.5

U

4.6

B

4.2

E

The Problem

Contractors servicing commercial property insurance claims for major retailers and hotel chains spend 3-4 hours assembling job files manually, with 25-30% facing underpayment disputes due to documentation gaps. Payment delays of 45-60 days are common when documentation requires revision or supplementation. A commercial insurance platform serving 3,000+ contractors needed to automate billing guidance at scale while supporting the low-connectivity field environments where most commercial property work occurs.

Type

Commercial Insurance Platform

Industry

Insurance / Commercial Insurance

Size

Small

Region

Florida, United States

Users

3000+

The Analysis

The platform required three interconnected capabilities: an AI recommendation system for billing guidance, a cost estimation engine for commercial clients, and offline-first architecture for field operations. The recommendation system needed to generate job files with billing methodology trained on 2TB of historical data, using finetuned models with QLoRAs, a multi-agent system built on LangGraph with LLM-as-a-judge patterns to reduce hallucination, and human-in-the-loop workflows for low confidence outputs. RAG implementation enabled retrieval from historical records while data enrichment agents augmented outputs with current pricing using market, seasonal, and geographical rate data. The estimation system provided commercial clients with cost comparisons using historical job data rather than mathematical models. The PWA architecture supported field teams in low-connectivity environments with intelligent data reconciliation and optimistic state management.

Data:2TB of historical job data requiring processing for model training
Environment:Low-connectivity field environments requiring offline-first architecture
Integration:PWA architecture had to augment existing web application without full rebuild
Scale:System must serve 3,000+ contractors with real-time recommendation generation
Accuracy:Billing recommendations required human-in-the-loop validation for low and medium confidence outputs
Observability:Production AI system required real-time monitoring for retrieval and generation metrics

The Solution

Discovery

4 weeks

Development

20 weeks

Integration

8 weeks

Deployment

4 weeks

The Results

Key Outcomes

Job file generation time25 min (-85%)
Underpayment dispute rate8% (-72%)
Contractors served3,000+
Recommendation confidence (high)78%
Payment cycle time18 days (-65%)
Offline sync reliability99.7%

Key Learnings

01

Finetuning on 2TB of job data required extensive preprocessing. Early data cleaning prevented model drift.

02

LLM-as-a-judge caught 23% of outputs needing correction. Threshold tuning took three iterations to balance.

03

PWA offline sync required careful conflict resolution. Field-level merging solved concurrent edit edge cases.

About DUBEScore™

DDelivery

On-time, on-budget execution. Measures project management quality, milestone adherence, and resource efficiency.

UUtility

Real-world usefulness. Evaluates how well the solution solves the stated problem and meets user needs.

BBusiness Impact

Measurable ROI and value creation. Tracks revenue impact, cost savings, and strategic outcomes.

EEndurance

Long-term sustainability. Assesses maintainability, scalability, and system resilience over time.

Scale: 1.0–5.05.0 = Exceptional4.0 = Strong3.0 = Meets expectations